Can a CCME lot owner dig their own well? No.  Among other legal impediments, Article 2.1(f) of the Amended and Consolidated Declaration of Protective Covenants and Building Restrictions, Cripple Creek Mountain Estates, dated April 26, 2005, provide that "[n]o individual water supply system shall be constructed or allowed in the Subdivision. Water will be provided and distributed in accordance with the Articles of Incorporation and By-laws of the authorized mutual water company (the 'Water Company'). Each lot owner shall connect to this service and pay monthly water bills, assessments, or dues, if any, necessary for the continuing operation, repair and maintenance of said system." Copyright © 2009-2011 MMWC Director Eric W. Cernyar